Fund Real Change
Empower Real People. See Real Impact.
With ZeroX, CredLine’s sponsor-powered credit system, underserved Nigerians can get access to interest-free credit with dignity, structure, and full transparency.
“You’re not just giving money. You’re building momentum one pocket at a time.”
Your support funded this smile.
ZeroX isn't a grant. It's a multiplier for impact.
With ZeroX, your capital funds interest-free credit pockets not just once, but
over and over. Users repay into the system. The money goes back out. You help build a revolving ecosystem of financial empowerment.
0% Interest Lending
No Collateral Required
Sponsor-Defined Terms
Full Transparency & Reports
Social Storytelling & Branding
Measurable Impact, Not Charity
Why Sponsor ZeroX?
Traditional charity often provides temporary relief. ZeroX creates lasting change through a self-sustaining system that amplifies your initial investment.
- Your funds are recycled multiple times, multiplying your impact
- Users build financial dignity and credit history while you receive impact metrics
- Full transparency lets you track exactly how your funds create change
Smart Infrastructure. Simple Setup.
Our streamlined process makes it easy to start funding real change with measurable impact.
Fund the Pockets
Decide how much, who to support (e.g. women, teachers), and for how long (12–36 months).
Set the Terms
Choose grace period , pocket size, repayment structure, branding, and cycle rules.
Users Access Credit
Approved users use their pockets no interest during the grace period.
Users Repay
Funds are paid back through flexible methods no debt traps or pressure.
Capital Gets Recycled
Every repayment is re-used to support a new person in need.
The ZeroX Difference: Continuous Impact
Unlike traditional giving, with ZeroX your initial capital creates a continuous cycle of empowerment. Each time funds are repaid or cycle ends, they're immediately vailable to help another person or group, ultiplying your impact without requiring additional investment.
You Choose the Segment. We Deliver the Impact.
ZeroX supports people often excluded from formal finance but eager to grow. You can direct your funding to any of these groups:
Teachers & Education Workers
Support those who shape future generations with the financial stability they deserve.
Women Entrepreneurs
Empower female business owners to grow their ventures and support their families.
Gig Workers & Artisans
Help skilled individuals bridge income gaps and invest in their tools and skills.
Healthcare Providers
Support those who care for communities with the financial resources they need.
Faith-Based & Community Groups
Enable community organizations to better serve their members and neighborhoods.
NYSC Members & Youth
Give young Nigerians starting their careers the financial foundation they need.
"This is more than credit. It's structure, it's
hope, and it's a second chance."
Nneka O.
Market Vendor, Lagos
You Give. But You Also Gain.
ZeroX is designed to create meaningful impact while providing sponsors with
tangible benefits and complete visibility.
Live Monitoring Dashboards
Track disbursements, repayment rates, and real-time user activity.
Customized Impact Reports
Demographics, behavior, and testimonials tailored to your cycle.
Co-Branding & Visibility
Your program name, logo, and cause featured on every pocket and report.
Fund Recycling
Your original capital gets reused across cycles, extending your reach without new funding.
Social Storytelling
Receive quotes, photos, and tagged social media posts showing your impact in the field.
Aligned with ESG & SDGs
Showcase your measurable social ROI to boards, investors, or donors.
Complete Transparency, Every Step of the Way
We believe in full accountability. From the moment funds are deployed to the final impact reports, you’ll have access to detailed metrics and stories that showcase how your contribution is creating lasting change.
Real-time Analytics
- Disbursement tracking
- Repayment rates
- User demographics
- Impact metrics
A Snapshot of What's Possible
Real stories from real sponsors creating measurable impact.
Celebrity Impact
An artist funded 5,000 ZeroX pockets for fans, helping them grow their hustle, cover emergencies or school fees.
Pockets Funded
0
Repayment Rate
0
%
New Businesses
0
Case Study 1 of 2
"With ZeroX, we didn't just fund credit. We funded dignity, growth,
and momentum."
Dr. Ade Johnson
Foundation Director, Pilot Sponsor
Let's Build Dignity-First Finance Together.
Whether you’re a foundation, CSR team, influencer, or government program,
your capital can go further, longer, and deeper with ZeroX.
Book a Discovery Call
Schedule a personalized consultation to discuss your impact goals.
